Business & Asset
Vehicles, equipment and personal lending — arranged with the discipline of a mortgage: options compared, terms explained, paperwork handled.
Who this is for
Worth weighing
How Ascent helps
Financier offers compared side by side — rate, fees, balloon and payout terms together.
Business asset structures chosen with your adviser’s tax guidance, not against it.
The full cost over the term laid out before you sign — no surprises at payout time.
The process
A no-obligation discussion about where you are and where you’re going — in person in Melbourne, or online.
Your full picture gathered once, options compared across the panel, and a clear plain-English proposal: the loan, the structure, the costs, and why.
We prepare, submit and manage the application, handle lender requests, and keep you informed at every stage.
Coordination through to settlement, then ongoing reviews so the loan keeps earning its place.
Lending is subject to eligibility, lender criteria and credit assessment.
Paperwork
Don’t worry if something’s missing — we’ll work through it together.
Questions
A lump sum left owing at the end of the term. It lowers the regular repayment but must be paid, refinanced or covered by trading in the asset when the term ends. Whether it helps or hurts depends on your cash flow and plans for the asset.
It depends on use, structure and tax position — genuinely a question for your accountant, and we’ll happily work to their guidance. Our job is making whichever path you choose cost as little as possible.
Information on this page is general in nature and does not take your objectives, financial situation or needs into account. Lending is subject to eligibility, lender criteria and credit assessment. Terms, conditions, fees and charges apply.
Enquire
Send the quote — we’ll take it from there.