Melbourne-based  ·  Consultations in person or online  ·  Home, investment & business finance

Tools

Run the numbers.

Estimate repayments, borrowing power, stamp duty and upfront costs in seconds — with today’s indicative market rates. When you want real numbers, negotiated ones, talk to Tom.

Tools

Run the numbers.

Indicative modelling against today's market rates. The real numbers — negotiated ones — come from a conversation.

Indicative rates as at 13 July 2026. RBA cash rate 4.35% — next decision 11 August 2026. Your negotiated rate may differ.

30 years

Your repayment

$0 /mo

Total interest payable$0
Total cost of loan$0
Effective loan term30 yrs
Interest saved by extra

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Balance over the life of the loan

Loan-to-value ratio

0%

Deposit after costs$0
Stamp duty$0
Legal & registration allowance$3,000
LMI estimate
Loan required$0
Est. repayment at 5.99%, 30 yrs$0/mo

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Estimated transfer duty

$0

Effective rate
First-home buyer saving

Ask about concessions →

Estimated borrowing power

$0

Assessment rate — APRA +3% buffer
Est. monthly repayment at actual rate$0

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Estimates for general information only — not credit advice, an offer of finance, or a quote, and your personal circumstances are not taken into account. Market rates shown are indicative as at 13 July 2026 and change without notice. Stamp duty is a general-rate estimate; concessions, exemptions, surcharges and grants vary by state and eligibility — first-home buyer treatment shown is approximate. LMI estimates are indicative only and vary by insurer. Talk to Tom for an assessment based on your actual position.

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Numbers looking interesting?

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