Melbourne-based  ·  Consultations in person or online  ·  Home, investment & business finance
Home  /  Business & Asset  /  Financial Planning & Insurance

Business & Asset

The bigger picture, looked after.

In affiliation with Sierra Wealth, Ascent clients can access financial planning and personal insurance advice — so the lending, the protection and the plan work as one.

Who this is for

Sound familiar?

  • INew borrowerswanting income and debt protected from day one
  • IIFamiliesreviewing cover as circumstances grow
  • IIIPlannerswanting lending decisions made inside a broader strategy

Worth weighing

  • Protecting repayments if income stops
  • How lending decisions fit longer-term goals
  • Reviewing old policies against current needs

How Ascent helps

What we bring to it.

  1. 01

    A warm introduction

    We connect you with Sierra Wealth’s licensed advisers and share context (with your consent) so you don’t start from zero.

  2. 02

    One coordinated picture

    Your lending arranged with awareness of the plan, and the plan informed by the lending — each done by the professional licensed to do it.

The process

Four stages, one point of contact.

  1. 01

    Conversation

    A no-obligation discussion about where you are and where you’re going — in person in Melbourne, or online.

  2. 02

    Research & recommendation

    Your full picture gathered once, options compared across the panel, and a clear plain-English proposal: the loan, the structure, the costs, and why.

  3. 03

    Application to approval

    We prepare, submit and manage the application, handle lender requests, and keep you informed at every stage.

  4. 04

    Settlement & beyond

    Coordination through to settlement, then ongoing reviews so the loan keeps earning its place.

Lending is subject to eligibility, lender criteria and credit assessment.

Paperwork

What to have handy.

Don’t worry if something’s missing — we’ll work through it together.

  • Photo ID — driver licence or passport
  • Last two payslips (or business financials — see below)
  • Bank statements showing savings and account conduct
  • Details of existing debts and credit limits
  • An estimate of regular living expenses

Questions

Who provides the planning and insurance advice?

Licensed advisers at Sierra Wealth, under their own licensing and advice process. Ascent Financial Group arranges credit only — we introduce, coordinate and stay in the loop, but the advice is theirs.

Do I have to use Sierra Wealth to get a loan?

No. The affiliation is an option we’re glad to offer, never a condition of anything we arrange.

All questions →

Information on this page is general in nature and does not take your objectives, financial situation or needs into account. Lending is subject to eligibility, lender criteria and credit assessment. Terms, conditions, fees and charges apply. Financial planning and insurance advice is provided by Sierra Wealth under its own licensing. Ascent Financial Group arranges credit only.

Enquire

Ask about an introduction.

One conversation can bring the whole picture together.