Business & Asset
Commercial credit has few advertised prices — outcomes depend on how the deal is presented and who’s presenting it. Twenty years of bank relationships go to work for you here.
Who this is for
Worth weighing
How Ascent helps
The deal assembled the way commercial credit teams expect to see it — financials, security, serviceability and story.
Commercial terms are made, not listed. Pricing, covenants and conditions argued on your behalf.
Entity, security and tax considerations coordinated with your advisers.
The process
A no-obligation discussion about where you are and where you’re going — in person in Melbourne, or online.
Your full picture gathered once, options compared across the panel, and a clear plain-English proposal: the loan, the structure, the costs, and why.
We prepare, submit and manage the application, handle lender requests, and keep you informed at every stage.
Coordination through to settlement, then ongoing reviews so the loan keeps earning its place.
Lending is subject to eligibility, lender criteria and credit assessment.
Paperwork
Don’t worry if something’s missing — we’ll work through it together.
Questions
Commercial credit weighs the strength of the business and the security together — interest cover, lease quality (WALE for investments), industry and management all matter. Terms are shorter, reviews more common, and pricing is negotiated per deal rather than advertised.
Premises are commonly purchased through operating entities, holding entities or, with advice, an SMSF. Each path has different lending and tax consequences — we arrange the finance alongside guidance from your accountant and adviser. See also SMSF Property Loans.
Information on this page is general in nature and does not take your objectives, financial situation or needs into account. Lending is subject to eligibility, lender criteria and credit assessment. Terms, conditions, fees and charges apply.
Enquire
Tell us what the business needs to do next.